The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. The Chase Sapphire Preferred is offering a welcome bonus of 60,000 Ultimate Rewards points upon completing minimum spending. Neither card offers an. Welcome Bonus. 60,000 Ultimate Rewards points after you spend $4,000 within three months. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. The new version of the lounge has snazzy. Best for Trip. Other reasons why Chase Sapphire Preferred wins include the fact that it. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. Like most travel cards, it’s not a great option for carrying a balance. Winner: Chase Sapphire Reserve. Sapphire Preferred’s closest competitor—and our pick for the Best Travel Card—is the Capital One Venture Rewards Credit Card. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. Earn 2% on select card purchases and 1% on all other card purchases. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. 49% and runs up to 29. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. Feature. It's official: Chase is in the airport lounge business. 31, 2024, to take advantage of this perk. That’s a solid bonus with a reasonable spending requirement. Chase’s success with the Reserve card was difficult for. This fee may be worth. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. 0125, but your credit card will be charged the full remaining dollar amount. This is thanks to a 25 percent points boost for. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. sans “X”, is. Chase Sapphire Preferred. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. Chase Sapphire Reserve®. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. Its initial bonus is 60,000 points. Its closest competition within the Chase credit card lineup is the Chase Sapphire Preferred ® Card. As a matter of fact, they can be. With the Chase Sapphire Preferred, cardholders can earn 60,000. Best for Uber credits: American Express® Gold Card. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300. we actually think they are not direct competitors. Chase Sapphire Reserve®. 1. The credit card company finally opened its first Sapphire Lounge over in Hong. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Use any of these cards to pay. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. You earn 2x Ultimate Rewards points on travel and dining. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. Points are worth 1. † Pricing & Terms. Yes, big recent news that the bonus is being increased to a potential of 90k. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. . It all starts with a sign-up bonus of. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. The Chase Sapphire Preferred® Card is our best overall travel credit card for vacation rentals due to its reasonable $95 annual fee, generous earning rates and flexible rewards. Activate by July 31, 2024. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Earn 3x points on:The Chase Sapphire Reserve® currently offers a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. The. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. Capital One Venture Rewards Credit Card. If redeemed. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. Bank Cash+® Visa. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. $95. 1-2. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. Winner: Chase Sapphire Preferred® Card. That noted, there are plenty of. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. Pros Valuable food-related bonus categories Welcome offer is worth $750. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. Best credit cards for groceries. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Chase Sapphire Preferred Card. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. United Club℠ Infinite Card. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. The card earns 1. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Amex Platinum Card — Uber Cash. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. @m_adams. Annual Fees. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Chase Sapphire. On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Both Chase and Amex offer several different redemption opportunities for their points. Let’s refer back to our earlier spending scenario. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. In turn, its 60,000-point bonus is worth $750 in travel. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. So, $95 - $50 -. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. Welcome offers. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. Redeem toward most anything Disney at most Disney U. 9% on all orders. Remember that points with the Chase Sapphire Reserve® can be worth 1. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!The Chase Sapphire Preferred Card offers similar benefits and earning power as the Chase Sapphire Reserve for a modest $95 annual fee. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. Chase Sapphire Reserve vs. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. With the Freedom Flex, you earn $200 after spending $500 on. Both cards do have features and benefits that help to justify or offset the annual fees though. Cardholders can redeem points at 1. When Sapphire. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. Using it cuts the annual fee down to only $45. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. 25 cents when redeemed for travel booked through Chase's online portal, operated by. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. With the Chase Sapphire Reserve, your points are worth 1. The Chase Sapphire Reserve earns 3x points on travel purchases. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. The Sapphire Reserve's most natural competitors are another card. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and. Chase Sapphire Preferred® Card. 5% cash back on all spending, which you can convert to 1. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. 1:1 point transfers to Chase travel partners including major airlines and hotels. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. Its collection of travel and purchase protections, statement. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. One of the most important factors is your credit score. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. With the Chase Sapphire Reserve, you would earn 131,000 Chase Ultimate Rewards points per year—24,000 points on regular purchases, 60,000 points on airfare, 18,000 points on dining, 9,000 points. Winner: Tie. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Interest. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. com or ESPNPlus. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . At $95 per year, the card offers strong travel protections usually. 1. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. Both cards also offer $10 per. The Venture X has a $395 annual fee ( rates & fees) while the. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. The Platinum Card® from American Express. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. That’s worth up to $1,000 in travel. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. Rewards Program Agreement. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. It. CHASE. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. 49%, and the Reserve starts at 22. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. Chase Sapphire Reserve. 01 (one cent), which means that 100 points equals $1 in redemption value. The bottom line. The card. 1-1. The question is, how do you choose the right card?. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Chase Sapphire Preferred Card. This card is one of the lighter metal credit cards by a few grams. The Venture Card, meanwhile, offers 75,000. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. 1% in that category. 49%. 4% or 5. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. 7 cents each, so to me, that’s a return of either 3. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). Best for Trip. Citi® Double Cash Card: Best for flat-rate cash back. 5 points per dollar on Lyft through March 2025. Their portal is better than Chase but still annoying to use,. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. Here’s why the $95 annual fee is. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. 31, 2024, or for a minimum of 12 months, depending on your activation date. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. If you like to travel, the Chase Sapphire Preferred is probably the best overall. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. For casual and heavy travelers alike, the Chase Sapphire Preferred is a better all-around package. S. Best for premium Uber. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. If you would otherwise put a significant amount in travel purchases on the card, then the. Intro APR: None. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. 49% to 28. . There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. If you have the Chase Sapphire Preferred® Card, your points are worth 1. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. The best credit cards of November 2023. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. Chase Sapphire Preferred: Earn 5 points per dollar on Peloton equipment and accessory. And if you’re already a loyal Sapphire Preferred. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. Cons. All you have to do after logging into your account is go to the main menu on your. 7 Things to Know Before Getting the Chase Sapphire Preferred. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. You can redeem your Ultimate Rewards point totals for travel-related purchases. A. Chase Sapphire Reserve®. com, Hulu. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. Ink Business Preferred Credit Card: Best for small business owners. Global Entry, TSA PreCheck or NEXUS application fee statement credit of up to. To get you started, new cardmembers can earn 60,000 bonus points after spending. While the Chase Sapphire preferred lets cardholders earn 80,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same 60,000. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. Lyft rides through March 2025. We recommend having a FICO score of. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. S. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. The Chase Sapphire Preferred earns 2x points on travel purchases. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. Which cards are better than the Chase Sapphire Reserve now that the annual. Insider's valuations estimate this. Capital One Venture vs. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. In contrast, the Chase Sapphire Reserve welcome bonus, 60,000 points earned when you spend $4,000 in purchases in the first three months, is good for $900 in travel booked through the Chase. Chase Sapphire Preferred Benefits. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. Epicor. 1-3. Best at Chase: Chase Premier Plus Checking℠. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. Their portal is better than Chase but still annoying to use, decent for a couple domestic flights. The Platinum Card’s $695 annual fee is exceptionally high -- even for a premium travel card. The bottom line. According to Chase, that would equate to a. There’s only a $95 annual fee, yet the card has. Without the initial bonus, you’ll need to spend. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. 3x points on travel booked via Chase Ultimate Rewards portal. It offers numerous benefits that can easily justify its $95 annual fee. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. OR ANY OF ITS AFFILIATES. Chase Sapphire Preferred. Points are worth 1. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. The. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. Metal Factor: Measuring up to its peers, the Savor. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Bio; Latest Posts;Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. These cards offer great benefits for travel, dining and everyday purchases. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. Chase Sapphire Preferred® cost after using the travel credit is $45. Using the Chase Travel Portal. Chase Sapphire Preferred: 60,000. Chase Sapphire Reserve: Best for frequent travelers. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. In this article, we pit the Chase Sapphire Reserve® vs. Earn 2% on select card purchases and 1% on all other card purchases. If you're. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. Not only does the card offer 3X points on restaurants. Earn 60,000 bonus points. 5 cents per point with the Sapphire. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. And while you don’t receive any stay credits automatically. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. Luxury Card trio. 25 cents per point). 10% bonus points of your total purchases made the previous year, every account anniversary. Chase Sapphire Preferred - Refer-A-Friend - Chase. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk.